Contact Us

United Fidelity Funding
Corporate Woods Building 75
10800 Farley, Ste. 300
Overland Park, KS 66210

Phone: (913) 469-1644
Fax: (913) 469-1882
OP@UnitedFidelityMortgage.com
FHA Refinance Loan
​Using an FHA insured loan to refinance your mortgage can be very beneficial for homeowners.  A standard FHA loans allow lenders to offer expanded lending guide lines to help borrowers obtain affordable rates and attractive home loans.  FHA loans offer competitive terms on cash out loans and rate/term refinances.  Another program that allows borrowers to utilize an FHA insured loan is the FHA Streamline Refinance Loan.  Details of this program are outlined below.

FHA Streamline Refinance - is a mortgage loan product administered and offered by the Federal Housing Administration. This product is reserved for homeowners with existing FHA insured mortgage loans. The program allows a homeowner to quickly and easily refinance to a lower interest rate.

Features:
  • No home appraisal needed
  • No income documentation required
  • Original purchase price may be used
  • Available to homeowners that might be underwater
  • Unlimited Loan to Value (only applies to existing mortgage loan amount, no cash-out)
  • 15, 20, 25 or 30 year fixed terms available*

Would you like to see if you are eligible for an FHA Streamlined Refinance? If so, please contact one of representatives by Clicking Here.

*FHA products are administered by the federal government and this information does not in any way constitute an endorsement of United Fidelity Funding, Corp.

*Current FHA guidelines require that there must be a minimum of 5% savings (principal and interest plus mortgage insurance) from the old loan to the new loan. FHA guidelines are subject to change. Please talk to a license mortgage professional.